Accounts and banks

Bank

A bank is a financial institution that Reconbanker knows how to log into. Reconbanker maintains the integration with each bank, so you do not have to build it yourself.

If your bank is not on the list, contact support so the team can add it.

Account

An account is a configuration record that represents one bank connection. It groups together everything Reconbanker needs to read that bank and act on what it finds:

• Bank credentials — the username and password used to log in. Stored encrypted.
• Operation mode — reconcile or passthrough.
• Webhook URL — where results are delivered.
• Polling settings — in reconcile mode, the address of your pending-payments endpoint and the auth token to use.
• Optional extras — extra JSON fields to attach to every webhook payload.

The account is the unit of configuration. When you change the webhook URL, switch modes, or update credentials, you do it on the account.

Multiple accounts

There is no limit on how many accounts you can have. A typical setup looks like one of these:

• One bank, one account.
• Multiple currencies — one account per currency.
• Multiple banks — one account per bank.
• A reseller managing several customers — one account per customer's bank connection.

Each account is configured independently. Two accounts can use different operation modes, different webhook destinations, and different credentials. They share only the user who owns them.

Next

• Reconciliation — how matching works.
• Operation modes — reconcile versus passthrough.
• Account settings — every setting an account has.